Austin Insurance Dispute Attorneys

Holding Insurance Companies Accountable

If you have faithfully paid your premiums, your auto insurance and health insurance carriers are obligated to pay your legitimate injury claims. If another driver caused your crash, that person's insurer owes you the same duty. Sometimes it takes a lawyer's intervention — and the threat of a lawsuit — to hold insurers to their legal obligation.

Lorenz & Lorenz, L.L.P. can represent you in insurance disputes relating to a car accident. If the insurance company intentionally denies or delays your claim without justification, you may have grounds to sue for insurance bad faith.

If any insurance provider is giving you the runaround, contact us today for a free consultation. Our practice is devoted solely to representing victims of car and truck wrecks in Austin and surrounding counties of central Texas.

Insurance Disputes

Insurance companies make money by denying claims. Insurance companies are aware that a certain percentage of people will take no for an answer. They make money by settling claims for less than they are worth.

Insurers also make money simply by delaying claims. The insurance company earns interest on its money for every day that it can keep you at bay. This is known in the industry as "floating." (GEICO is notorious for routinely holding up claims to increase its float, but all insurers play this game.)

  • Your no-fault insurance (also called personal injury protection or PIP) pays your medical bills and lost wages, up to the amount of your coverage. Lorenz & Lorenz can step in if your medical providers are not getting paid.
  • Your insurance also pays for property damage to your vehicle, and we can assist in filing and enforcing that claim to repair or replace your car.
  • The other driver's liability insurance pays damages for permanent disability or pain and suffering, and for medical or wage loss claims in excess of your no-fault limits. We negotiate and litigate these cases to get full value for your claim.
  • If the other driver has no insurance or insufficient coverage, your own uninsured motorist/underinsured motorist policy covers your losses. These claims are routinely disputed and delayed by insurers, and we keep them honest.

Insurance Bad Faith

Ted Lorenz and his team have successfully sued major insurance carriers for denying, delaying or settling claims in bad faith. This includes rejecting claims on petty technicalities, unreasonable delay tactics, shameless "lowball" offers, or systematic denial of certain claims.

Ideally, you should contact a lawyer immediately after an accident to put yourself in the best position for full and timely compensation. If you do have an insurance dispute, call our Austin office at 877-LORENZ2 (877-567-3692) for a free consultation. There are no fees unless we settle your claim or win your bad faith lawsuit.