When deciding whether or not to buy a motorcycle there is a lot to consider. On the one hand, with its thousands of miles of open road and warm weather, Texas is a motorcycle haven. In fact, there are over 400,000 registered motorcycles in the Lone Star State and that number is still on the rise.

In addition to the feeling of freedom and adventure, what makes owning a motorcycle even more compelling to some is the low cost of owning and riding one—especially relative to owning and driving a car.

On the other hand, motorcycles are far more dangerous than cars. While motorcyclists are not in accidents more frequently than drivers of other vehicles, their risk of injury and death is much greater. Over 5,000 motorcyclists were killed in accidents in 2017 alone. At the end of the day, you are 28 times more likely to die in a motorcycle accident than you are in a car accident (based on the rate of deaths per mile).

With such risky odds, it might be worth looking more closely at whether a motorcycle is really worth the cost.

What Are the Costs of Owning a Motorcycle?

While a decent bike can be found for a price that is far cheaper than a car (even new motorcycles can be had for the fraction of the price of a car) and gas mileage is much better for motorcycles, there are additional costs you need to take into account before you pull the trigger and buy a bike.

Some of those costs include:

  • After-market upgrades: if you are planning to trick out your bike that is going to cost you. Make sure you count those costs before you buy.
  • Regular maintenance: while some motorcycle parts are cheaper than car parts, others are not. Tires, for example, need to be changed more frequently and can actually cost more than car tires.
  • Insurance: Just like car owners, Texas law requires motorcycle owners to have a valid insurance policy for their bike. Minimum coverage requirements include $30,000 for each injured person, at least $60,000 per accident, and $25,000 per accident for property damage.
  • Gear: While you can hop in your car in whatever you are wearing, you need special gear to properly and safely ride a motorcycle. A helmet (two if you commonly have a passenger) a jacket, riding pants, boots, and more are advised. The price can add up quickly.

It is still possible that all of the above will make owning a motorcycle cheaper than owning a car. But as we all know, the real cost of owning a motorcycle is the increased risk of regularly riding it. Even if you and the other vehicle involved in an accident have valid insurance, a motorcycle accident can be life-altering and even deadly.

Make sure you take that additional risk into consideration before buying a motorcycle. It might make sense to own a bike only if it is one of your primary values. If not, it might be safer and wiser to stick to a car.

What To Do if You Are In A Motorcycle Accident

If you have been injured in a motorcycle accident you should contact a qualified motorcycle accident attorney as soon as possible. Even if you were partly to blame for the accident, under Texas law, you still could recover damages to help pay for things like medical bills, lost wages, and pain and suffering.

Your lawyer will take the time to familiarize themselves with the details of your case and put together a comprehensive strategy for earning you the compensation you need and deserve. Recovering from injuries suffered in a motorcycle accident can take all of your mental, physical, and emotional energy. While you focus on your recovery, let a skilled personal injury lawyer focus on winning your case.