If you are dealing with injuries from a wreck in Waco, the insurance company is already working to pay you as little as possible, and the medical bills are not going to wait. Our Waco car accident lawyer team helps injured drivers, passengers, and pedestrians recover compensation for accidents in which they were not at fault. You should not have to manage the claims process alone while you are still recovering.
Our attorneys at Lorenz & Lorenz, PLLC handle car accident claims throughout McLennan County and the surrounding areas. Call us for a free case review today. No obligation, no upfront cost.
How the Car Accident Claims Process Works in Waco
You want to know what actually happens after you call a lawyer. When you work with our firm, the process is thorough and straightforward. Our attorneys communicate with you every step of the way, and never leave you in the dark about what is happening with your case.
Your Free Consultation
When you contact us, our lawyers review the details of your accident, your injuries, and any evidence you have already gathered. We tell you whether you have a viable claim and lay out your options. No pressure, no runaround.
Investigation and Evidence Gathering
Our attorneys obtain the police report from the Waco Police Department or the McLennan County Sheriff's Office, medical records, witness statements, photos of the accident scene and your injuries, and any available dashcam or surveillance footage. When fault is disputed or the wreck involved complex circumstances, we bring in accident reconstruction professionals.
Dealing With the Insurance Company
Insurance adjusters are trained to protect the company's bottom line by reducing the amount paid on claims. A common strategy is to contact injured victims shortly after the accident, before the full extent of their injuries is known, and to offer a quick settlement that may fall far short of covering future medical care, lost wages, and other damages.
After a settlement agreement and release are signed, the claim is typically closed permanently. Our attorneys manage all communications with the insurance company, challenge unfair settlement offers with strong supporting evidence, and fight to recover the maximum compensation available for your claim.
Resolution or Litigation
Settlement timelines vary. Cases with clear liability and documented injuries can resolve in a few months; disputed fault or serious injuries often take a year or longer if litigation is required. Our Waco car accident lawyers will tell you exactly where your case stands from the first call, and what it will take to reach a fair outcome.
Find out what your case may be worth. Call for a free case review today.
Common Mistakes After a Waco Car Accident
Many injured drivers unknowingly weaken their own claims in the days after a crash. Giving a recorded statement to the other driver's insurance company is one of the most common mistakes. Adjusters are trained to ask questions in ways that minimize your share of fault. Posting about the accident or your injuries on social media is another risk. Insurers routinely monitor claimants' accounts, and even an innocent photo can be used to dispute the severity of your injuries.
Delaying medical treatment is the third. Gaps between the accident and your first doctor's visit give insurers grounds to argue your injuries were not caused by the crash. If you are unsure whether something could affect your claim, ask us before you act.
What Compensation Can You Recover After a Waco Car Accident?
Texas law allows injured drivers, passengers, and pedestrians to recover both economic and non-economic damages after a crash caused by someone else's negligence. Economic damages cover your measurable financial losses: medical bills, lost income, and property damage. Non-economic damages address the human cost: pain, emotional distress, and the ways the injury has changed your daily life.
Our firm evaluates every category of damages that applies:
- All healthcare-related costs
- Future medical care expenses
- Lost wages, missed commissions, and benefits
- Reduced long-term earning capacity
- Chronic pain
- Emotional distress
- Loss of enjoyment of daily activities
- Vehicle repair or replacement costs and damaged personal property
Under Texas Civil Practice and Remedies Code Section 41.003, you may be able to pursue exemplary (punitive) damages in cases involving drunk driving accidents, road rage, or extreme recklessness. These are separate from compensatory damages and are designed to punish the at-fault party and discourage similar behavior.
When a car accident results in a fatality, surviving family members may pursue a Waco wrongful death claim for funeral costs, loss of companionship, and the financial support the deceased would have provided.
Find out what your case may be worth. Call for your free consultation today.
Why Waco Clients Trust Lorenz & Lorenz, PLLC
McLennan County Courtroom Experience
Our attorneys have handled car accident injury cases in the McLennan County District Court, the McLennan County Justice Courts, and Waco's municipal court system. We understand local procedural requirements and how judges in these courts approach discovery, pre-trial motions, and settlement conferences.
Claims against the government carry shorter notice periods and unique requirements under Texas Civil Practice and Remedies Code Section 101.101(a). When an accident involves a state highway like SH-6 or Loop 340, or when a city of Waco road hazard or maintenance issue contributed to the crash, our team knows which governmental entities must be notified and what deadlines apply.
Missing those deadlines can bar your case entirely, making early legal representation vital.
The Attorneys Behind the Work
Our Waco car accident lawyers at Lorenz & Lorenz, PLLC have focused solely on personal injury law since 2001. Our firm does not practice in any other area, which means every resource and every hour of continuing legal education goes toward getting results for injured clients.
Attorneys Ted Lorenz and Lesley Lorenz were selected as Rising Star Super Lawyers by Thomson Reuters, as published in Texas Monthly magazine, a distinction earned by only 2.5% of attorneys in the state. Our team includes an in-house investigator and a network of medical and accident reconstruction professionals who support your claim.
Millions Recovered for Car Accident Clients
Our firm has secured millions of dollars in settlements and verdicts for clients injured in car accidents across Central Texas. While every case is unique and past results cannot guarantee a future outcome, our case results reflect the level of commitment our lawyers bring to every claim:
- $3M for a blind spot accident resulting in head, neck, upper back, and shoulder injuries
- $3M for a car accident resulting in a severe back injury
- $2M for a rear-end collision causing paralysis and a T3/T4 fracture
Results may vary. Past outcomes do not guarantee future results.
What Our Clients Say
Our client testimonials reflect a consistent pattern: clients value straightforward communication, honest assessments, and determined advocacy:
"I have had 3 family members use Lorenz & Lorenz Accident & Injury Lawyers PLLC with two different accidents. They were very satisfied with their settlement, but more importantly, they praised how sensitive they were and how thorough. I highly recommend this firm!" --Kim Maire.
Frequently Asked Questions About Waco Car Accident Claims
What Should I Do After A Car Accident In Waco?
Call 911 and get medical attention right away, even if your injuries seem minor. Adrenaline can mask symptoms for hours or days. Document the scene with photos, collect witness contact information, and file a police report. Never give a recorded statement to the other driver's insurer.
How Much Is My Waco Car Accident Settlement Worth?
Every case is different. Settlement value depends on the severity of your injuries, total medical costs, lost income, and the degree of the other party's fault. During your free consultation, our attorneys assess each category of damages and provide an honest range based on your specific facts.
How Do I File A Car Accident Claim In Waco?
Start by contacting our Waco car accident attorney, who can evaluate your case and manage the process on your behalf. Our lawyers handle the paperwork, communicate with insurers, gather supporting evidence, and negotiate a settlement. If the insurance company refuses to offer fair compensation, we will file suit in the McLennan County District Court.
Can I Still Recover Compensation If I Was Partially At Fault?
Yes, as long as you were not more than 50% responsible. Texas follows a modified comparative fault rule under Texas Civil Practice and Remedies Code Section 33.001, which reduces your compensation by your percentage of fault. If you were 25% at fault, your recovery is reduced by 25%. Our attorneys build cases that accurately establish the other party's liability.
What If The Other Driver Left The Scene Or Does Not Have Insurance?
You may still have options. Texas requires liability coverage, but not every driver complies. Your own policy may include uninsured/underinsured motorist (UM/UIM) coverage that applies in hit-and-run situations or when the at-fault driver lacks adequate insurance. Our lawyers review your policy during the case evaluation to identify every available source of recovery.
What If The Accident Involved An Uber Or Lyft Driver?
Rideshare accidents are covered differently depending on the driver's status at the time of the crash. If the driver was actively carrying a passenger or en route to a pickup, Uber and Lyft's $1 million liability policy typically applies. If the app was off, only the driver's personal insurance covers the claim. Our attorneys determine which policy applies to your situation and pursue every available source of compensation on your behalf.
Do I Need a Lawyer After a Car Accident in Waco?
You are not legally required to hire an attorney, but handling the claim alone puts you at a real disadvantage. Insurance adjusters negotiate claims daily with one goal: minimizing what the company pays out. Their first offer rarely reflects the full value of your case.
Legal representation matters most in crashes involving serious injuries, commercial trucks, rideshare vehicles, or disputed fault. Even in straightforward cases, insurers routinely undervalue future medical treatment, long-term rehabilitation, and common soft-tissue injuries that worsen over time. Our Waco car accident lawyers make sure the process is not tilted against you.
How Long Do I Have to File a Car Accident Claim in Texas?
Under Texas Civil Practice and Remedies Code Section 16.003, the deadline for filing a personal injury claim in Texas is two years from the date of the accident. Missing that deadline forfeits your right to file an insurance claim or civil lawsuit entirely.
Two years can pass faster than you expect when you are focused on medical appointments and recovery. Medical records become harder to connect directly to the accident the longer you wait, and physical evidence from the scene deteriorates.
The strongest claims are built early. Do not wait until the deadline is close. If your accident happened recently, now is the time to act.
What If I Can’t Afford a Waco Personal Injury Car Accident Attorney?
You do not need money up front to hire our firm. Our Waco auto accident attorney team operates within contingency fee arrangements, meaning our fees are contingent on winning your case. There are no hourly charges, retainers, or hidden costs. If we do not recover compensation for you, you owe us nothing.
Our fee is a determined percentage of your settlement or verdict. Our lawyers explain the full fee structure during your consultation before you commit to anything.
Get answers today. Consultations are free.
Contact Our Waco Car Accident Lawyers Today
At Lorenz & Lorenz PLLC, our Waco car accident lawyers have handled thousands of cases across Central Texas. Our Waco clients receive the same dedicated attention, in-house investigation resources, and access to medical and reconstruction professionals that have defined our practice for more than two decades.
If you have mounting medical bills, lost income, or an insurance company that is not treating your claim fairly, our team is ready to step in. Contact us by reaching out online or calling us today to schedule your free, confidential case review. We aggressively seek to recover every dollar your case is worth.