Trauma's Hidden Scars: What Happens if You Get PTSD After a Car Accident?

November 15, 2025 | By Lorenz & Lorenz Accident & Injury Lawyers PLLC
Trauma’s Hidden Scars: What Happens if You Get PTSD After a Car Accident?

When you get post-traumatic stress disorder (PTSD) after a car accident, Texas law allows you to pursue compensation for your psychological injuries in addition to your physical ones. The collision may be over, but for many, the emotional trauma continues to impact daily life long after the physical wounds have healed. 

Understanding your rights helps you take the first step toward securing the support you need for your recovery. The path forward involves documenting your condition, linking it to the crash, and holding the responsible party accountable for all the harm they caused.

Key Takeaways for PTSD After a Car Crash

  • A formal PTSD diagnosis from a qualified medical professional strengthens your personal injury claim.
  • Compensation for PTSD can cover psychological treatment, lost income, and non-economic damages like emotional anguish.
  • You must directly connect your PTSD diagnosis to the trauma of the specific car accident through evidence.
  • Insurance companies often challenge claims for psychological injuries, making strong documentation critical for success.
  • An experienced attorney helps gather the necessary evidence to build a persuasive case for your trauma-related damages.

Recognizing Car Accident PTSD Symptoms

Post-traumatic stress disorder is a mental health condition that some people develop after experiencing or witnessing a shocking or dangerous event. A car accident certainly qualifies as such an event. 

The symptoms can disrupt your life and make recovery from physical injuries much more difficult. Recognizing these signs helps you seek both the medical care and legal protection you require.

The symptoms of PTSD following a motor vehicle collision often fall into specific categories. You might experience signs from one or all of them.

Re-Experiencing the Traumatic Event

One of the most defining car accident PTSD symptoms involves being forced to relive the crash. This doesn’t just happen when you think about it; the memories can intrude on your thoughts at any time, day or night. This makes moving forward feel impossible.

Common examples include:

  • Intrusive Memories: You have unwanted, distressing memories of the car accident that appear suddenly.
  • Flashbacks: You feel or act as if the traumatic event were happening again.
  • Nightmares: You experience frequent, frightening dreams about the collision or related themes.
  • Emotional Distress: You encounter intense psychological distress when something reminds you of the event, such as the sound of screeching tires.
  • Physical Reactions: You experience physical reactions, such as a racing heart or sweating, when reminded of the trauma.

Avoidance and Emotional Numbing

To cope with the distressing memories, you may find yourself actively avoiding anything associated with the crash. This avoidance can drastically shrink your world and interfere with your personal and professional life. You may also feel detached or numb to your surroundings and loved ones.

Avoidance symptoms manifest in various ways, for example:

  • Situational Avoidance: You actively avoid driving, riding in vehicles, or even passing the crash location.
  • Emotional Avoidance: You try to avoid thinking or talking about the car accident altogether.
  • Loss of Interest: You lose interest in activities you once enjoyed.
  • Detachment: You feel emotionally numb or detached from other people.
  • A Blank Future: You struggle to envision a positive future for yourself.

Increased Anxiety and Arousal

Another set of car accident PTSD symptoms involves a state of high alert and reactivity. Your nervous system remains in a constant state of "fight or flight," leaving you feeling jumpy, irritable, and perpetually on edge. 

This heightened arousal can include:

  • Irritability and Anger: You experience angry outbursts or frequent irritability.
  • Hypervigilance: You remain constantly alert for danger, always scanning your surroundings.
  • Exaggerated Startle Response: You have an extreme physical or emotional reaction to loud noises or surprises.
  • Concentration Problems: You have difficulty focusing on tasks or remembering things.
  • Sleep Disturbances: You struggle with falling asleep or staying asleep for reasons other than nightmares.

Proving PTSD After a Car Wreck

One of the biggest hurdles in a personal injury claim is proving PTSD after a car wreck. Insurance companies scrutinize claims for psychological harm more closely than claims for physical injuries. 

A successful claim requires clear and convincing evidence that demonstrates the severity of your condition and its direct link to the accident.

Building a strong case means systematically gathering documentation from various sources. Your own testimony provides a personal account, but it needs support from objective, external evidence. A personal injury lawyer knows how to collect and present this information effectively.

The Role of Medical Records

Your medical documentation forms the bedrock of your claim. A diagnosis from a psychiatrist or psychologist gives your condition a name and a medical basis. The records created during your treatment provide a timeline and an expert opinion on your mental state.

Key documents to establish your case include:

  • Diagnosis: A formal PTSD diagnosis from a qualified mental health professional is your starting point.
  • Treatment Plan: You may need records that outline your prescribed therapies, such as cognitive-behavioral therapy (CBT) or eye movement desensitization and reprocessing (EMDR).
  • Session Notes: Your therapist's notes detail your symptoms, their impact on your life, and your progress over time.
  • Medication Records: A list of any prescribed medications, such as antidepressants or anti-anxiety drugs, to manage your symptoms provide a treatment paper trail.

The Importance of Personal Documentation

While you need professional medical records, your own records of your experience add a powerful layer of detail. A journal can capture the day-to-day reality of living with PTSD in a way medical records cannot. 

In a daily journal, track the frequency and intensity of flashbacks, nightmares, and anxiety attacks. Document how your symptoms affect your ability to work, interact with family, and perform daily tasks. These notes create a detailed record of your struggles and your emotional state.

Witness Testimony From Friends and Family

Other people often see the changes in your personality and behavior more clearly than you can. Testimony from friends, family members, and colleagues can provide compelling evidence of how the car accident affected your mental health. 

Your attorney can interview these individuals to get statements about your personality changes, such as becoming more withdrawn or fearful. Witnesses can describe your inability to participate in activities you previously enjoyed. 

The people you’re closest with offer a third-party perspective on the negative changes in your life since the crash. Their direct observations of your panic attacks or other signs of distress strengthen your case.

Compensation for PTSD From a Car Accident

If you get PTSD after a car accident, you have the right to seek compensation for the full extent of your damages. Texas law recognizes that emotional and psychological injuries are just as real as physical ones. 

To secure this compensation, however, your lawyer must prove another party’s negligence caused the collision that led to your trauma. 

The goal of a personal injury claim is to provide financial resources that address the harm you suffered and help you rebuild your life. Calculating fair compensation for PTSD from a car accident requires a thorough analysis of both your economic and non-economic losses. 

Economic Damages

Economic damages reimburse you for the direct financial losses resulting from your condition. You can calculate and prove these costs with receipts, bills, and employment records. Tracking these expenses carefully ensures your claim accounts for all your monetary losses.

Your claim can include:

  • Medical Expenses: You may recover compensation for therapy sessions, psychiatric evaluations, medications, and any other costs associated with your mental health treatment.
  • Lost Wages: Your claim may seek reimbursement for the income you lost while unable to work due to your PTSD symptoms.
  • Loss of Earning Capacity: If your PTSD permanently affects your ability to perform your job or work in your chosen field, you may claim compensation for the reduction in your future earnings.

Non-Economic Damages

Non-economic damages address the intangible losses related to your suffering and diminished quality of life. These losses have no direct price tag, but they represent the most significant impact of PTSD for many people. 

Placing a fair value on this type of harm requires experience in personal injury law.

Examples of non-economic damages include:

  • Pain and Suffering: This compensation is for the physical pain and mental anguish you endure because of the trauma.
  • Emotional Distress: These damages for the fear, anxiety, depression, and other emotional turmoil caused by your PTSD.
  • Loss of Consortium: If your condition has negatively affected your relationship with your spouse, they may have a claim for loss of companionship and intimacy.
  • Loss of Enjoyment of Life: Your claim may recover compensation for your inability to enjoy daily activities, hobbies, and life's pleasures as you did before the accident.

How a Lawyer Helps With Your PTSD Claim After a Car Accident

Pursuing a claim while dealing with the symptoms of post-traumatic stress can feel daunting. An attorney takes on the legal burdens for you. Their experience in handling cases involving psychological trauma is a major asset when suing for emotional distress after a car accident.

A lawyer provides critical support in several ways, for instance:

  • Case Investigation: Your attorney conducts a full investigation to establish liability for the accident and gather all evidence related to your PTSD.
  • Hiring Experts: They may retain medical experts, vocational specialists, or economists to provide testimony that supports the severity of your condition and the full value of your damages.
  • Communication Management: Your lawyer handles all communications with insurance companies, defense attorneys, and other parties, protecting you from aggressive tactics.
  • Claim Valuation: They accurately assess the total value of your claim, including current and future medical needs, lost income, and the profound impact on your quality of life.
  • Negotiation and Litigation: An attorney negotiates aggressively for a fair settlement. If the insurance company refuses to make a reasonable offer, your lawyer can file a lawsuit and advocate for you in court.
Head Trauma

FAQ for What Happens if You Get PTSD After a Car Accident

How Does a Lawyer Prove Emotional Distress From a Car Accident?

Your lawyer proves emotional distress by providing comprehensive evidence of your psychological state and its link to the crash. This includes a formal medical diagnosis from a qualified mental health professional. 

Your therapist's notes, your own journal documenting symptoms and their impact, and testimony from friends and family who witnessed the changes in your behavior all contribute to proving your claim.

What Is the Average Settlement for PTSD From a Car Accident?

There is no average settlement for PTSD because each case is unique. The value depends on several factors, including the severity of your symptoms, the cost of your medical and psychological treatment, the amount of your lost wages, and the impact on your daily life. 

A personal injury lawyer can evaluate all these variables to determine a fair value for your specific claim.

Can I Claim for Anxiety After a Car Accident?

Yes, you can file a claim for anxiety after a car accident. Anxiety disorders, like PTSD, are recognized medical conditions for which you can seek compensation. You need a formal diagnosis and evidence demonstrating how the anxiety stems from the collision and affects your life.

What Happens if You Get PTSD After a Car Accident, and It Affects Your Job?

If your PTSD prevents you from working or limits your ability to perform your job duties, you can seek compensation for lost wages and loss of future earning capacity. 

Documentation from your employer and testimony from a vocational expert can help establish the extent of your work-related financial losses caused by the psychological trauma.

What Is the Statute of Limitations for a PTSD Claim in Texas?

In Texas, the statute of limitations for personal injury claims, including those for PTSD, is generally two years from the date of the car accident. If you don’t file a lawsuit within this period, you may lose your right to pursue compensation. 

There are limited exceptions to this rule, so consult a car crash lawyer as soon as possible.

Let Us Shoulder the Legal Burden

Taking legal action after a car accident helps you regain control over your life. The compensation you obtain can provide the financial security necessary to access quality mental health care and replace lost income, allowing you to focus completely on your recovery journey.

If you’re struggling with the emotional impact of a collision, you don’t have to face it alone. The legal team at Lorenz & Lorenz, PLLC, can help you file a personal injury claim for PTSD after a car accident. Contact us today at (512) 477-7333 to discuss your case and learn how we can assist you.