Waco Workplace Accident Lawyer
There are a lot of dangerous jobs in Texas. That might be why Texas leads the nation in fatal workplace accidents every year. Fortunately, you may not have to struggle with the costs of a workplace injury on your own. However, getting the money you need can be challenging. You need an experienced Waco workplace accident lawyer on your side to help you fight for the cash and benefits you deserve.
Contact the Waco personal injury lawyers at Lorenz & Lorenz for help with your workplace accident case. Since 2001, we’ve dedicated our practice to helping injured accident victims like you across the state of Texas. We know how important money can be after an accident, and we’ll do whatever it takes to get you every last penny you deserve. Your first consultation is free, so call to discuss your injury case today.
Which Waco Jobs Are the Most Dangerous?
While you can get hurt doing any job, some are more dangerous than others. Workers with the following jobs are more likely than others to get hurt or killed on the job:
- Construction workers
- Agriculture, ranch, and farm workers
- Warehousing employees
- Manufacturing employees
- Oil, fracking, and drilling workers
- Trash collectors
- Installation, maintenance, and repair workers
- Roofers, and
Is your job not on this list? That doesn’t mean you can’t receive compensation or benefits for your injuries. Call our Waco law firm to discuss your workplace accident case today.
What Causes Waco Workplace Accidents?
Accidents can happen for a lot of different reasons. According to the U.S. Bureau of Labor Statistics, the leading causes of workplace injuries include:
- Falls, slips, and trips
- Getting crushed by or caught in an object or equipment
- Exposure to harmful environments or substances
- Explosions and fire, and
- Violent outbursts from other employees or animals.
You can get hurt at work even if you’re extremely careful. Don’t hesitate to contact our law office to learn about your legal rights.
How Can I Get Compensation After a Workplace Accident in Waco, Texas?
The answer depends on (a) why you were injured at work, (b) who’s at fault, and (b) whether your employer has a workers’ compensation insurance policy.
Workers’ Compensation Benefits in Texas
Workers’ compensation is a type of insurance policy that covers the costs of an injured employee’s medical bills and lost wages. Most employers in Texas have a workers’ compensation policy. Why? Employees can get the money they need without much of a fight, and employers can’t be sued for injuries. If your employer has a policy and you choose to receive benefits, you waive your right to file a lawsuit against them.
It’s important to understand that Texas workers’ compensation laws aren’t employee-friendly. You have to seek treatment from an approved doctor and can only receive a certain level of benefits. Many times, workers’ compensation benefits aren’t enough to cover the full extent of your Texas workplace injury.
There are three types of workers’ compensation benefits you can receive: temporary, supplemental, and permanent.
- Temporary benefits: paid while you recover from your injury. You can receive up to 70 percent of your average weekly pay.
- Supplemental benefits: paid if you’ve been given an impairment rating of at least 15 percent after reaching Maximum Medical Improvement (MMI). You can receive 80 percent of the difference between what you made before your injury and what you’re capable of earning now.
- Permanent benefits: paid if you become permanently disabled because of your on-the-job injury. You can receive up to 75 percent of your pre-injury wage.
Your employer’s insurance company will fight to minimize the amount of money you can get after your accident. It can help to have an experienced Waco injury lawyer advocate on your behalf. At Lorenz & Lorenz, our attorneys will stand by your side throughout the entire process. We’ll fight to get you the most benefits payable under the law.
Personal Injury Lawsuits
Just because you waive your right to sue your employer doesn’t mean you waive all of your legal rights. You can still file a lawsuit against a negligent third party. For example, you could sue the manufacturer if you’re injured because of a piece of defective equipment.
You can also file a lawsuit against your employer if (a) they don’t offer workers’ compensation insurance or (b) you decline workers’ compensation benefits.
Knowing which option is best for you can be tough. Contact our lawyers to discuss your workplace accident case today. We’ll review your case and offer some preliminary legal advice to help you decide what’s best.
Damages Available to Injured Workers in Waco
You might be able to get compensation after your Waco workplace accident. The damages you can get will depend on what type of claim you file.
Workers’ Compensation: When you receive workers’ compensation benefits, you’re only entitled to compensation for medical bills and lost wages. You can’t get money for pain and suffering or other non-economic damages.
Personal Injury Lawsuit: You can get compensation for a wider range of injuries when you file a lawsuit. This can include damages for:
- Medical expenses
- Lost income
- Reduced earning capacity
- Pain and suffering
- Emotional trauma and distress
- Loss of enjoyment of life, and more.
When you trust our law firm to handle your workplace accident case, you’ll know that we will work tirelessly to get you the money you deserve. Call our Waco law offices today to learn more.
When Do I Have to File a Waco Workplace Accident Case?
Again, it depends. If you want to receive workers’ compensation benefits, you typically have to file a claim with the insurer within 30 days of getting hurt. If you’d prefer to file a lawsuit, you’ll have to do so within the applicable statute of limitations. In Texas, you typically have two years from the date you get hurt to file a lawsuit.
You risk missing out on valuable compensation if you wait too long to assert your rights. Don’t let this opportunity pass you by. Contact Lorenz & Lorenz for immediate assistance.
Need Help After Your Waco Workplace Accident?
You don’t have to struggle with the costs of a work injury on your own. Contact the experienced legal team at Lorenz & Lorenz to learn about your legal rights and options. We’re prepared to help you fight for the money you deserve. Your first consultation is free, so call to discuss your injury case today.